Door 3 · Understand the funds
29 Versa products, one card each
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Past returns do not guarantee future returns. Unit prices can go down. Not financial advice. This page explains funds; it does not recommend any fund to you.
Showing 29 of 29 products
Versa Cash is a Malaysian money market fund that spreads your money across fixed deposits at various banks.
Low- Daus holds
Versa Cash-i is the Shariah-compliant version of Versa Cash, an Islamic money market fund.
Low - Daus holds
Versa Growth is a fund-of-funds mixing several underlying funds, weighted mostly toward global equities.
High Versa Moderate is a fund-of-funds with a heavier weighting toward fixed income than Versa Growth, plus some equities.
ModerateVersa Growth-i is a Shariah-compliant Malaysian equity fund holding companies like Axis REIT, Tenaga and TIME dotCom.
HighVersa Moderate-i is a Shariah-compliant Malaysian balanced fund of sukuk and equities.
Moderate- Daus holds
Versa Gold tracks the price of physical gold held in a secured vault, in a Shariah-compliant structure.
Very high Versa REITs invests in real estate investment trusts across Singapore, Hong Kong and Malaysia.
High- Daus holds
Versa Global-i is a Shariah-compliant global equity fund weighted toward technology and healthcare, currency-hedged to Ringgit.
High - Daus holds
Versa Japan invests in undervalued Japanese companies across industrials, consumer, financials, energy, telco and healthcare.
High Versa Dividend+ invests in dividend-paying Malaysian and Asia-Pacific stocks in sectors like financials, utilities, telco and consumer staples.
HighVersa Malaysia Bond invests mostly in Malaysian government and investment-grade corporate bonds.
LowVersa Malaysia Growth invests mostly in Malaysian equities with room to put up to 30% into global markets, running since 2001.
ModerateVersa Malaysia Moderate splits roughly evenly between Malaysian fixed income and equities, running since 2003.
ModerateVersa Income-i is a Shariah-compliant mixed-asset fund combining sukuk with some Shariah equities, aiming for regular income.
ModerateVersa Emerging Growth-i invests in Shariah-compliant small and mid-cap Malaysian companies with strong growth potential.
HighVersa Asia Growth invests in Asian ex-Japan companies including chipmakers like TSMC and SK Hynix, riding the AI supply chain theme.
HighVersa US-Tech is a feeder fund that puts at least 85% of your money into the JPMorgan US Technology Fund.
High- Daus holds
Versa India Equity is a feeder fund into the Franklin India Fund, managed by Franklin Templeton.
Very high - Daus holds
Versa China Equity Tracker is a feeder fund tracking the S&P New China Sectors Ex A-Shares Index via TradePlus.
Very high Versa USD Bond is a feeder fund investing in US dollar-denominated bonds via Fidelity's US Dollar Bond Fund.
ModerateVersa Global Bond invests in local and foreign bonds, paying income every quarter.
ModeratePRS Growth is a Private Retirement Scheme fund focused on capital growth, on top of your EPF savings.
HighPRS Moderate is a Private Retirement Scheme fund balancing income and capital growth, on top of your EPF savings.
ModeratePRS Conservative is a Private Retirement Scheme fund focused on capital preservation, on top of your EPF savings.
Moderate- Daus holds
PRS Growth-i is the Shariah-compliant version of PRS Growth, focused on capital growth.
High PRS Moderate-i is the Shariah-compliant version of PRS Moderate, balancing income and growth.
ModeratePRS Conservative-i is the Shariah-compliant version of PRS Conservative, focused on capital preservation.
Moderate
Four product families
Save
Money market funds: Versa Cash and Versa Cash-i. Low risk, RM10 minimum, fastest withdrawals.
Invest · Core
Ready-made portfolios: Growth, Moderate and their Shariah versions. For people who do not want to pick a theme.
Invest · Thematic & Feeder
One theme (gold, REITs, Malaysia, Asia, Japan) or one overseas fund (US-Tech, India, China, USD Bond).
Retirement (PRS)
Six PRS funds with up to RM3,000 tax relief. Money is locked until age 55 except in specific cases.

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