Retirement (PRS)
Versa PRS Growth
Also known as AHAM PRS Growth Fund
In 3 sentences
PRS Growth is a retirement fund that focuses on growing your capital over the long run. Versa labels it High risk. It suits younger investors adding a voluntary retirement layer on top of EPF who want more growth potential and can accept bigger swings.
What it buys
PRS Growth is a Private Retirement Scheme fund focused on capital growth, on top of your EPF savings.
Key numbers
| Annual fees | Management 1.80%, trustee 0.04% Plus an annual PPA fee of RM8 (subject to 8% SST), charged on subsequent-year contributions Daus (Versa app, Product Information, 17 Sep 2026) |
|---|---|
| Sales charge | Sales charge: 0% on every product |
| Minimum cash-in | RM100 |
| Distribution | Not specified in sources |
Some figures for this fund are not yet confirmed in Versa sources. Daus updates them once confirmed.
Published performance
Source: Versa app, Product Information (Daus's account, 17 Sep 2026). Past returns do not guarantee future returns. Unit prices can go down. Not financial advice. Old figures do not necessarily repeat.
When it fits, when it does not
Might fit
Might suit younger investors with a long time horizon before retirement who want growth-focused PRS exposure.
Poor fit
Not a good fit if you might need the money before retirement age, since PRS has early-withdrawal tax penalties.
Does Daus hold it?
There is no record of Daus holding this fund in this site's ledger.
How to get in
- Open the app → Manage → Cash In.
- Choose Versa PRS Growth, type the amount (minimum RM100), swipe to confirm.
- Pay by FPX from a bank account in your own name.
Quest eligibility: First cash-in for the RM10 referral reward · Retirement Booster / PRS bonus (terms not yet confirmed).
Full cash-in tutorial · Set up Auto Save · Active quests
How to get out
PRS contribution split: 70% sub-account A, 30% sub-account B. Account B can be withdrawn after a year but is taxed PRS early withdrawal tax: 8% (account B, after one year, under age 55). PRS withdrawals are made through support@versa.com.my. PRS tutorial
Daus's videos
Versa PRS Growth FAQ
What is the minimum cash-in for Versa PRS Growth?
RM100. For the RM10 referral reward, a new account's first cash-in must be RM100 or more in one transaction.
Is Versa PRS Growth Shariah-compliant?
No, it is conventional. The underlying fund is AHAM PRS Growth Fund.
What are the fees for Versa PRS Growth?
A management fee of 1.80% and a trustee fee of 0.04% a year, charged inside the unit price. No sales charge. The 8% SST on fees is included.
Official sources
- Versa product page ↗
- Daus (Versa app, Product Information, 17 Sep 2026) ↗
- versa.com.my/retirement.txt ↗
Fund data checked 17 Sep 2026. Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.
No Versa yet? Sign up with code VDAUSDK
Sign up with code VDAUSDK, get verified, and make a first cash-in of RM100 or more in one transaction. RM10 is credited as units within 30 business days. Later top-ups do not count.
Daus earns a referral commission when you sign up with this code or link and make your first cash-in. It costs you nothing extra; your RM10 reward comes from Versa under their T&C. Not financial advice.