How to cash in to Versa and when the money shows in the app

Cash in isn’t like a DuitNow transfer

Cash in isn’t like a DuitNow transfer. Your money has to buy fund units first. If you go in before the cut-off on a business day, Versa processes it that day, and the money shows in the app 2 business days later. Go in on Saturday? Versa processes it Monday, shows up Wednesday. Don’t panic, the money isn’t lost.

First cash in: one transaction, RM100 or more

So for your first cash in, put in RM100 or more in a single transactionFirst cash-in requirement: RM100 or more in a single transactionChecked 16 Sep 2026 · Source: versa.com.my/versapromotions ↗. Any fund counts, including Save, Invest or PRS.

For anyone planning to keep money in Save, RM1,000 is a reasonable amount to start with. Not because of the reward (RM100 is already enough for the RM10), but because booster questsBooster rateAn extra annual percentage on the portion of your Save balance that qualifies, paid out the following month.Glossary · Read more → only count days where your Save balance stays RM1,000 or moreMinimum balance for boosters: RM1,000 in Versa Cash or Cash-iChecked 16 Sep 2026 · Source: Versa Help Centre #24644460247575 ↗. If your balance is below that, the quest pays nothing. Go by what you can afford.

Follow each screen

Screen 1 of 10

One by oneAll screens

Tap to start

01/10

Open Manage

From the home screen, tap Manage. Every transaction (Cash In, Cash Out, Switch, Auto Save) lives here.

Next

1. Open Manage. From the home screen, tap Manage. Every transaction (Cash In, Cash Out, Switch, Auto Save) lives here.
2. Choose a fund. Tap Cash In, then choose a fund. Many people start with Versa Cash-i or Versa Cash because the minimum is RM10 and the risk is low.
3. Type the amount. For your first cash-in, type RM100 or more in one transaction. RM50 today and RM50 tomorrow does not count for the reward.
4. Check and swipe. Check the fund name and amount. Swipe to confirm. Once submitted, a cash-in cannot be cancelled.
5. Read the Additional Notes. This screen reminds you about cut-off times and processing. Read it once, then continue to FPX.
6. Choose your FPX bank. Choose a bank account in your own name. Joint, company or spouse accounts are rejected and the money is refunded.
7. Log in to your bank. Log in to online banking as usual and approve the payment. This is your bank's page, not Versa's.
8. Back to Versa. See the success screen? Good. The money has left your bank but does not show in your app balance yet.
9. Processing status. In transaction history, Processing means your money is buying units. This is normal.
10. Completed status. When it says Completed, your app balance has gone up. For Save, returns accrue daily from here.

Minimum and maximum

There’s no limit on how many times a day. But every cash in not possible once submittedCancelling a cash-in: not possible once submittedChecked 16 Sep 2026 · Source: Versa Help Centre #12596393763351 ↗, so double-check the amount and fund before you swipe.

Which banks work

FPX onlyCash-in method: FPX onlyChecked 16 Sep 2026 · Source: Versa Help Centre #12596048710423 ↗, from single-name account in your own name only (no joint, company or third-party)Bank account for cash-in: single-name account in your own name only (no joint, company or third-party)Checked 16 Sep 2026 · Source: Versa Help Centre #12596064652567 ↗. No debit card, credit card or DuitNow. Money from your spouse’s or a company’s account will be refunded, and you’ll just have wasted time.

Cut-off: why the time you tap matters

Each fund has an end-of-business-day time:

• Versa Cash-i: 10:00 AM on business daysVersa Cash-i cut-off: 10:00 AM on business daysChecked 16 Sep 2026 · Source: Versa Help Centre #13775428399383 ↗
• Versa Cash and all Invest funds: 3:00 PM on business daysVersa Cash and Invest cut-off: 3:00 PM on business daysChecked 16 Sep 2026 · Source: Versa Help Centre #13775428399383 ↗

Before the cut-off on a business day, that day becomes day T (processing day). After the cut-off, on weekends or public holidays, T becomes the next business day. Money shows in the app T+2 business daysCash-in shows in the app: T+2 business daysChecked 16 Sep 2026 · Source: Versa Help Centre #13775428399383 ↗ after T.

Examples from Versa’s own schedule:

• Cash in Monday 1:30pm to Versa Cash → T is Monday → shows up Wednesday.
• Cash in Saturday 8pm → T is Monday → shows up Wednesday.
• Cash in the day before a public holiday after the cut-off → add one more day.

Work out your own date

Pick the fund, date and time. If this is your first cash in on a new account, tick that box and enter the date your account was verified.

Why the app shows RM0 after your first cash in

For your first cash in, day T is the day after your account is verifiedDay T for your first cash-in: the day after your account is verifiedChecked 16 Sep 2026 · Source: Versa Help Centre #24897417956119 ↗. If you cash in while the account isn’t approved yet, the money waits. After verification, add one day (day T), then 2 more business days. During this whole period, the main screen can show RM0 even though the money has already left your bank.

After cashing in, join this month’s quest

Quests are a way to boost your return on Save, but you have to tap Join Now yourself. Here are the quests open to new users right now:

Full tutorial is at Versa Quest.

No Versa yet? Sign up with code VDAUSDK

Sign up with code VDAUSDK, get verified, and make a first cash-in of RM100 or more in one transaction. RM10 is credited as units within 30 business days. Later top-ups do not count.

Sign up for Versa with code VDAUSDK

Referral codeVDAUSDKCopy code

Daus earns a referral commission when you sign up with this code or link and make your first cash-in. It costs you nothing extra; your RM10 reward comes from Versa under their T&C. Not financial advice.

Already have an account? Go to Next steps →

Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.