Mission 4 · After you have money in Versa
Versa Quest from A to Z
How quests pay, why you must tap Join Now, the RM1,000 balance rule, fresh funds and baseline with examples, and a calculator for what a quest actually pays.
Quick answer
- Every quest needs a tap on Join Now. Do the task without joining, and you get nothing.
- Booster only counts days your Versa Cash or Cash-i balance stays RM1,000 or above, and it's paid the following month as Rebates.
- Promo rates always have a cap. "10%" is on RM500 only, not your whole balance.
What you need
- A verified Versa account
- A Save balance of RM1,000 or more for most boosters
- Auto Save RM500 a month for Save Booster and Invest Booster
What a quest actually is
A QuestA mission in the app that gives a booster rate once the task is done and Join Now is tapped. is a mission in the Quests tab. You join, complete a task (like setting up Auto Save RM500, referring a friend, or learning something in the app), and get a reward. Most rewards are a Booster rateAn extra annual percentage on the portion of your Save balance that qualifies, paid out the following month., an extra percentage a year on top of your eligible Save balance, on top of the usual base nett return.
Quests can stack. You can join several at once, and each one refreshes every month, so the task has to be done again next month.
Quests running right now
10% Save Booster Quest (September joiners)
1 Sep 2026 – 30 Sep 202613 days left to join
- Who
- New accounts created between 1 and 30 Sep 2026.
- Task
- After your account is approved, set up an Auto Save of RM500 or more a month into Versa Cash or Cash-i (a mix is fine). The plan must be created by 26 Nov 2026 and keep running every month.
- Reward
- 10% p.a. on that RM500 auto-saved amount only (not your whole balance), for 3 months from your first plan.
- The catch
- The 10% applies to RM500, so it is roughly RM4 a month. Pausing or deleting the plan pauses the bonus. Versa pays the gap between 10% and the base rate.
+2% Ajak Buddy Quest
14 Sep 2026 – 14 Oct 202627 days left to join
- Who
- All verified Versa users.
- Task
- Tap Join in the Quests tab. Then invite at least one friend to sign up with your code. Your friend must get verified and make a first cash-in of RM100 or more into any Versa product (PRS included), and that cash-in must show in their app before 14 Oct 2026.
- Reward
- An extra +2% p.a. on the first RM10,000 of your Versa Save balance for October 2026, plus the usual RM10 referral reward. Your friend gets RM10.
- The catch
- Verification usually takes 2 to 4 business days, so a friend who signs up in the last week may not make it. The booster only counts days when your Save balance is RM1,000 or more.
Versama-sama Quest
1 Jan 2026 – 31 Dec 2026105 days left to join
- Who
- Existing Versa users with a Versa Save balance (Cash or Cash-i).
- Task
- Invite friends who have never had a Versa account to sign up with your code. Your friend must get verified and make a first cash-in of RM100 or more into any Versa fund within the quest period.
- Reward
- +0.5% p.a. nett on the first RM10,000 of your Versa Save balance for each successful referral. Up to 10 referrals a month, so the booster tops out at +5.0% p.a.
- The catch
- The booster is credited the month after the referral succeeds, into whichever of Cash or Cash-i has the higher balance. Friends who ever had a Versa account (even a closed one) do not count.
2026 Invest Booster Quest
8 Jan 2026 – 8 Feb 2027144 days left to join
- Who
- All verified users.
- Task
- Set up an Auto Save of RM500 or more a month into eligible Versa Invest funds (17 funds). In months when that Auto Save succeeds, any fresh funds you add to Invest (Auto Save included) earn the booster.
- Reward
- +0.6% p.a. on fresh funds into Invest, no cap, paid the following month into Versa Save.
- The catch
- Invest funds can fall in value. A 0.6% booster does not cover losses when markets drop. Switches inside Versa are not fresh funds.
2026 Save Booster Quest (+0.2% p.a.)
8 Jan 2026 – 8 Feb 2027144 days left to join
- Who
- Existing verified Versa users.
- Task
- Set up one or more Auto Save plans into Versa Save (Cash or Cash-i) totalling RM500 or more a month. In months when that Auto Save succeeds, manual cash-ins made after the deduction also count as fresh funds.
- Reward
- +0.2% p.a. on eligible fresh funds, no cap, credited the following month into whichever Versa Save product has the higher balance.
- The catch
- 0.2% is small: on RM10,000 of fresh funds it is roughly RM1.67 a month. Each month has an Auto Save setup deadline (for October 2026: 25 Sep, 3 pm), so setting it up late means that month does not qualify.
2026 Retirement Booster Quest (2% cashback)
1 Feb 2026 – 31 Dec 2027470 days left to join
- Who
- Users who did not cash out from any PRS product through Versa in 2025.
- Task
- Set up an Auto Save of RM250 or more a month into a PRS fund in Versa Retirement (PRS Growth, Growth-i, Moderate, Moderate-i, Conservative or Conservative-i). Manual cash-ins do not count.
- Reward
- 2% monthly cashback on up to RM250 of your Auto Save (at most RM5 a month), credited the following month into your PRS fund with the highest balance.
- The catch
- The cashback is small, so the main reason to use PRS is still the tax relief. PRS money is locked until age 55 except in specific cases.
No active quests right now. New quests usually appear early in the month. Daus updates this page when they do.
See past quests →The full list, a yearly quest calendar and the archive are on the Quest page.
Follow each screen
01/06
Open the Quests tab
From the home screen, open Quests. At the top is Lifetime Quest Earnings, the total of every quest reward you have received.
- Open the Quests tab. From the home screen, open Quests. At the top is Lifetime Quest Earnings, the total of every quest reward you have received.
- See active quests. Each card is one quest with its own period. Quests stack, so you can join more than one.
- Tap Join Now. Open the quest and tap Join Now first. No tap, no reward, even if you finished the task.
- Complete the tasks. After joining, the task list appears. Ticks show once Versa has recorded your transaction, usually after the money shows in the app.
- Invite-only quests. Some quests (such as Fixed Rate) are only for users Versa invites. If you do not see it in the app, you were not invited this time.
- Check your Rebates. Booster rewards arrive the following month as Rebates under Bonus in transaction history, into Cash or Cash-i, whichever has the higher balance.
Four rules that decide whether you get paid
- Tap Join Now. Skip it and it doesn’t count. Daus once made a whole video about this because so many people missed a 2% booster just from not tapping the button.
- Balance RM1,000 or more. Minimum balance for boosters: RM1,000 in Versa Cash or Cash-i. Any day your balance drops below RM1,000, that day earns no booster at all.
- Reward comes next month. When quest rewards arrive: the following month, as Rebates under Bonus.
- Which fund it lands in. Which fund receives quest rewards: Versa Cash or Cash-i, whichever has the higher balance on the last day of the month.
Fresh funds and baseline, with an example
Quests that ask for “fresh funds” use two terms:
- BaselineYour net Cash In amount before tapping Join on a quest. is your net cash-in amount (cash in minus cash out) right before you tap Join.
- Fresh fundsNew money that pushes your balance above your baseline. Switching funds inside Versa doesn't count as fresh funds. is new money from the bank that pushes your balance above that baseline.
Example. Aina has RM10,000 in Versa Cash on 19 Jun, and taps Join on 20 Jun. Her baseline is RM10,000. On 25 Jun she cashes in RM3,000 from the bank. Her fresh funds are RM3,000. If she cashes out RM2,000 on 30 Jun, her fresh funds drop to RM1,000.
What a quest actually pays
This is where most people get it wrong. When you see “10% p.a.”, a lot of people assume all their money earns 10%. In reality every booster has a cap. Enter your balance and see for yourself:
How much do quests actually pay?
Enter your balance and pick the quests you joined. The calculator separates the base return from each booster so you can see every cap.
Total a month
RM52.17
Effective rate on your balance: 6.26% p.a.
a year: RM626.00
Base nett return for August 2026.
Boosters only count days when your Versa Cash or Cash-i balance is RM1,000 or more.
Illustration only. Base rates change monthly and quests have conditions. Not guaranteed.
Worked example. Cash-i balance RM10,000, joining Save Booster 10% on RM500:
- Base: RM10,000 × Versa Cash-i base nett return: 3.18% p.a.For August 2026. ÷ 12 ≈ RM26.50 a month.
- Save Booster: RM500 × 10% ÷ 12 ≈ RM4.17 a month.
So the quest adds roughly RM4 a month, not RM83. Still worth it if you’re setting up Auto Save anyway, but don’t miscalculate.
Invite-only quests: don’t wait around
Some quests, like the Fixed Rate Quest, only go to users Versa invites through a push notification. If you don’t see it in the app, you weren’t invited this round. Daus can’t get you added, and no one can “buy” you an invite. If someone offers that, it’s a scam.
Patterns that keep repeating
Looking at quest records from 2022 to 2026, some clear patterns show up:
- Almost every month has a new-user bundle (welcome rate + Save Booster).
- Auto Save RM500 is the recurring key to unlocking boosters.
- Referral promos tend to show up around Malaysia Day, Chinese New Year and year-end.
- PRS gets pushed hard from October to December.
- Invite-only fixed rate quests tend to appear mid-year.
So if you want to catch more boosters, set up Auto Save first and keep your Save balance at RM1,000 or above.
Common questions on this topic
What is Versa Quest?
It's a set of missions in the app's Quests tab. Complete a task and get a booster rate on Versa Cash/Cash-i, paid out the following month as "Rebates".
You completed the task but didn't get the reward?
Did you tap "Join Now"? If you didn't join, it doesn't count. Also, your balance needs to be RM1,000 or more on the days that are checked.
Source: Versa Help Centre #24644460247575 ↗ · Daus's video 8K3Rw_L2Bq0 ↗
What are fresh funds and baseline?
Baseline is your net balance before you tap Join. Fresh funds are new money that pushes your balance above that baseline. Switching funds inside Versa doesn't count.
Can you complete more than one quest at once?
Yes, quests can stack, and each one refreshes every month.
Why can't you see the Fixed Rate Quest in the app?
That quest is invite-only, Versa decides who gets it, and Daus can't help with that.
Does the 10% p.a. apply to all your money?
No. The 10% Save Booster only applies to the first RM500 of Auto Save per month, for 3 months. Work out the numbers with a calculator first.
Source: versa.com.my/10-p-a-auto-save-bonus-for-september-new-joiners ↗
Already have a Versa account?
Open the app and do this step now, while it is fresh in your mind.
Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.