Door 1 · Don't have Versa yet

From zero to your first cash-in

Four missions, one at a time. Tick each step when done; your progress is saved on this phone only, nothing leaves the device.

Not started. Begin with Mission 1.

Mission 1 · 5 min

Understand Versa

Before signing up, understand what you are getting into. Versa is not a bank. Your money buys fund units managed by AHAM, and the assets are held by independent trustees. There is no PIDM because this is an investment, and returns are not guaranteed.

The most common question: is Versa safe? Versa is regulated by the .Even if Versa closed, your units remain with AHAM and the trustee.

I understand Versa is not a bank and has no PIDM
I understand returns are not guaranteed
I am a Malaysian citizen aged 18+ with a MyKad

Read: is Versa safe?

Mission 2 · 10 min

Sign up with the code

Get all of this ready so you do not get stuck halfway:

Original physical MyKad (not digital, not a photocopy)
A Malaysian phone number I hold
An email I check often
That country's TIN, if I live abroad

Open Daus's link (code VDAUSDK)

Referral codeVDAUSDK

Daus earns a referral commission when you sign up with this code or link and make your first cash-in. It costs you nothing extra; your RM10 reward comes from Versa under their T&C. Not financial advice.

I opened Daus's link first, then downloaded the app
The referral code field showed VDAUSDK when I signed up
I verified my phone number and email

See every sign-up screen

Already signed up without a code? It cannot be added. But this guide is still for you, and later you can refer friends with your own code. Go to Next steps →

Mission 3 · 2–4 business days

Get verified

After signing up, the app asks for MyKad photos, a selfie, employment questions and the Suitability Assessment Test. After submitting, wait .

While waiting, the app may show RM0 even if you already cashed in. That is normal: for your first cash-in, day T is , then add 2 business days.

I snapped my original MyKad, front and back, without glare
I took a selfie in good light with no mask or filter
I submitted and know verification takes 2–4 business days
My account is approved

Full verification guide Stuck more than 5 days?

Mission 4 · 5 min

First cash-in

Choose a fund first. For savings, many people start with Versa Cash-i or Versa Cash (RM10 minimum, low risk). Not sure? Answer 4 questions.

Work out when your money will show in the app. Tick "first cash-in" and enter your verification date:

When will my money arrive?

Choose the transaction, fund, date and time. The calculator counts business days using Versa's official schedule.

Transaction

Fund

Date

Time

This is my first cash-in (newly verified account)

Shows in the app: Mon, 21 Sep 2026

1
Wed, 16 Sep 2026
You submit the request · 14:00
2
Thu, 17 Sep 2026
Versa processes it (day T)
Wed, 16 Sep 2026 is a public holiday (Malaysia Day).
Mon, 21 Sep 2026
Shows in the app (T+2)

Estimate based on Versa's official schedule. Your bank may be slower.

National public holidays only. State holidays differ by state and can add 1 business day.

I chose a fund
My first cash-in was RM100 or more in one transaction
My money shows in the app (status Completed)

Quests for people who sign up this month

Quests are not automatic. Open the Quests tab and tap Join Now on each one.

10% Save Booster Quest (September joiners)

For new users

1 Sep 2026 – 30 Sep 202613 days left to join

Who: New accounts created between 1 and 30 Sep 2026.
Reward: 10% p.a. on that RM500 auto-saved amount only (not your whole balance), for 3 months from your first plan.

+2% Ajak Buddy Quest

All users

14 Sep 2026 – 14 Oct 202627 days left to join

Who: All verified Versa users.
Reward: An extra +2% p.a. on the first RM10,000 of your Versa Save balance for October 2026, plus the usual RM10 referral reward. Your friend gets RM10.

2026 Invest Booster Quest

All users

8 Jan 2026 – 8 Feb 2027144 days left to join

Who: All verified users.
Reward: +0.6% p.a. on fresh funds into Invest, no cap, paid the following month into Versa Save.