Invest · Core
Versa Moderate
Also known as AHAM Versa Portfolio – Moderate
In 3 sentences
Versa Moderate invests mostly in fixed income funds with some equity exposure, including the S&P 500. It is labelled moderate risk, sitting between Versa Cash and Versa Growth. It suits people who want some growth potential but less swing than a full equity fund.
What it buys
Versa Moderate is a fund-of-funds with a heavier weighting toward fixed income than Versa Growth, plus some equities.
Key numbers
| Annual fees | Management 1.50%, trustee 0.04% Daus (Versa app, Product Information, 17 Sep 2026) |
|---|---|
| Sales charge | Sales charge: 0% on every product |
| Minimum cash-in | RM100 |
| Minimum cash-out | RM100 |
| Cut-off | Versa Cash and Invest cut-off: 3:00 PM on business days |
| Cash-out to bank | T+6 business days |
| Switch to Cash/Cash-i | T+8 business days |
| Distribution | Semi-annual, paid as units Subject to availability, paid in units, not cash. |
| Trustee | CIMB Commerce Trustee Berhad |
Published performance
Source: Versa app, Product Information (Daus's account, 17 Sep 2026). Past returns do not guarantee future returns. Unit prices can go down. Not financial advice. Old figures do not necessarily repeat.
When it fits, when it does not
Might fit
Might suit someone who wants a middle ground between cash savings and a full equity fund.
Poor fit
Not a good fit if you cannot accept any drop in value, since it still holds equities.
Does Daus hold it?
There is no record of Daus holding this fund in this site's ledger.
How to get in
- Open the app → Manage → Cash In.
- Choose Versa Moderate, type the amount (minimum RM100), swipe to confirm.
- Pay by FPX from a bank account in your own name.
Quest eligibility: First cash-in for the RM10 referral reward · 2026 Invest Booster Quest (RM500 Auto Save into Invest).
Full cash-in tutorial · Set up Auto Save · Active quests
How to get out
Manage → Cash Out → choose Versa Moderate. Work out when the money reaches your bank:
When will my money arrive?
Choose the transaction, fund, date and time. The calculator counts business days using Versa's official schedule.
Reaches your bank: Fri, 25 Sep 2026
- 1Wed, 16 Sep 2026You submit the request · 14:00
- 2Thu, 17 Sep 2026Versa processes it (day T)Wed, 16 Sep 2026 is a public holiday (Malaysia Day).
- Fri, 25 Sep 2026Reaches your bank (T+6)The exact time depends on your bank; it can be earlier or later that day.
Estimate based on Versa's official schedule. Your bank may be slower.
National public holidays only. State holidays differ by state and can add 1 business day.
Versa Moderate FAQ
What is the minimum cash-in for Versa Moderate?
RM100. For the RM10 referral reward, a new account's first cash-in must be RM100 or more in one transaction.
How long does a Versa Moderate cash-out take?
T+6 business days after the processing day. Cut-off is 3 pm on business days; after that, the processing day moves to the next business day.
Is Versa Moderate Shariah-compliant?
No, it is conventional. The underlying fund is AHAM Versa Portfolio – Moderate.
What are the fees for Versa Moderate?
A management fee of 1.50% and a trustee fee of 0.04% a year, charged inside the unit price. No sales charge. The 8% SST on fees is included.
Official sources
- Versa product page ↗
- Daus (Versa app, Product Information, 17 Sep 2026) ↗
- Versa Help Centre #12621457689495 ↗
Fund data checked 17 Sep 2026. Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.
No Versa yet? Sign up with code VDAUSDK
Sign up with code VDAUSDK, get verified, and make a first cash-in of RM100 or more in one transaction. RM10 is credited as units within 30 business days. Later top-ups do not count.
Daus earns a referral commission when you sign up with this code or link and make your first cash-in. It costs you nothing extra; your RM10 reward comes from Versa under their T&C. Not financial advice.