Invest · Thematic
Versa Gold
Also known as AHAM Shariah Gold Tracker Fund
In 3 sentences
Versa Gold follows the gold price through a fund backed by physical gold in a vault. It is labelled very high risk since gold prices can swing sharply, as seen in the 2026 drop. It suits investors who want gold exposure as part of a longer-term portfolio and can handle big price swings.
What it buys
Versa Gold tracks the price of physical gold held in a secured vault, in a Shariah-compliant structure.
Key numbers
| Annual fees | Versa Gold fees: management 0.30%, trustee 0.03% a year |
|---|---|
| Sales charge | Sales charge: 0% on every product |
| Minimum cash-in | RM100 |
| Minimum cash-out | RM100 |
| Cut-off | Versa Cash and Invest cut-off: 3:00 PM on business days |
| Cash-out to bank | T+4 business days |
| Switch to Cash/Cash-i | T+6 business days |
| Distribution | No distributions; returns are inside the unit price |
| Trustee | CIMB Commerce Trustee Berhad |
| Launched | 2022-12 |
Published performance
Source: Versa app, Product Information (Daus's account, 17 Sep 2026). Past returns do not guarantee future returns. Unit prices can go down. Not financial advice. Old figures do not necessarily repeat.
When it fits, when it does not
Might fit
Might suit investors wanting gold exposure as a small part of a longer-term, diversified portfolio.
Poor fit
Not a good fit for money you might need within the next 3 years, given the very high risk label and 2026's sharp drawdown.
Does Daus hold it?
17 Sep 2026
RM27,325.95
+RM4,559.71 profit
Since first deposit, time-weighted return +87.80%. The fund's 1-year return was 27.67% as at 31 Aug 2026.
Figures are from Daus's account on that date. Daus adds and withdraws money for his own needs. This is not a recommendation; decide for yourself.
Daus's full account ledger →How to get in
- Open the app → Manage → Cash In.
- Choose Versa Gold, type the amount (minimum RM100), swipe to confirm.
- Pay by FPX from a bank account in your own name.
Quest eligibility: First cash-in for the RM10 referral reward · 2026 Invest Booster Quest (RM500 Auto Save into Invest).
Full cash-in tutorial · Set up Auto Save · Active quests
How to get out
Manage → Cash Out → choose Versa Gold. Work out when the money reaches your bank:
When will my money arrive?
Choose the transaction, fund, date and time. The calculator counts business days using Versa's official schedule.
Reaches your bank: Wed, 23 Sep 2026
- 1Wed, 16 Sep 2026You submit the request · 14:00
- 2Thu, 17 Sep 2026Versa processes it (day T)Wed, 16 Sep 2026 is a public holiday (Malaysia Day).
- Wed, 23 Sep 2026Reaches your bank (T+4)The exact time depends on your bank; it can be earlier or later that day.
Estimate based on Versa's official schedule. Your bank may be slower.
National public holidays only. State holidays differ by state and can add 1 business day.
Daus's videos
Versa Gold FAQ
What is the minimum cash-in for Versa Gold?
RM100. For the RM10 referral reward, a new account's first cash-in must be RM100 or more in one transaction.
How long does a Versa Gold cash-out take?
T+4 business days after the processing day. Cut-off is 3 pm on business days; after that, the processing day moves to the next business day.
Is Versa Gold Shariah-compliant?
Yes. The underlying fund is AHAM Shariah Gold Tracker Fund.
What are the fees for Versa Gold?
A management fee of 0.30% and a trustee fee of 0.03% a year, charged inside the unit price. No sales charge. The 8% SST on fees is included.
Official sources
- Versa product page ↗
- AHAM fact sheet ↗
- Daus (Versa app, Product Information, 17 Sep 2026) ↗
- Versa Help Centre #12621457689495 ↗
- versa.com.my/versa-gold page ↗
Fund data checked 17 Sep 2026. Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.
No Versa yet? Sign up with code VDAUSDK
Sign up with code VDAUSDK, get verified, and make a first cash-in of RM100 or more in one transaction. RM10 is credited as units within 30 business days. Later top-ups do not count.
Daus earns a referral commission when you sign up with this code or link and make your first cash-in. It costs you nothing extra; your RM10 reward comes from Versa under their T&C. Not financial advice.