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Versa Cash-i
Also known as AHAM Aiiman Enhanced-i Profit Fund
In 3 sentences
Versa Cash-i puts your money into an Islamic money market fund. It is labelled low risk, and cash out before 10am can land in your bank the same day. It suits everyday savings and money you may need quickly.
What it buys
Versa Cash-i is the Shariah-compliant version of Versa Cash, an Islamic money market fund.
Key numbers
| Annual fees | Versa Cash-i fees: management 0.50%, trustee 0.02% a year |
|---|---|
| Sales charge | Sales charge: 0% on every product |
| Minimum cash-in | RM10 |
| Minimum cash-out | RM50 |
| Cut-off | Versa Cash-i cut-off: 10:00 AM on business days |
| Cash-out to bank | same day (T) before 10 am |
| Distribution | No distributions; returns are inside the unit price Returns compound daily inside the unit price; no separate distributions are paid out. |
| Trustee | Deutsche Trustees Malaysia Berhad |
| Fund size | RM62.7 million (as at 2025-01) |
Returns
Base nett return August 2026: Versa Cash-i base nett return: 3.18% p.a.For August 2026. . This rate is after fees and changes every month. The app shows "Base Nett Return for" that month in the Product Information tab.
Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.
When it fits, when it does not
Might fit
Might suit day-to-day savings or an emergency fund where you want the fastest cash out.
Poor fit
Not a good fit if you are only chasing the highest base rate, since Versa Cash's base rate is usually slightly higher.
Does Daus hold it?
17 Sep 2026
RM82,200.88
+RM10,643.84 profit
Since first deposit: fund returns RM6,271.95 and quest bonuses RM4,371.89. August 2026 base nett return: 3.18%.
Figures are from Daus's account on that date. Daus adds and withdraws money for his own needs. This is not a recommendation; decide for yourself.
Daus's full account ledger →How to get in
- Open the app → Manage → Cash In.
- Choose Versa Cash-i, type the amount (minimum RM10), swipe to confirm.
- Pay by FPX from a bank account in your own name.
Quest eligibility: First cash-in for the RM10 referral reward · Save Booster (Auto Save into Save).
Full cash-in tutorial · Set up Auto Save · Active quests
How to get out
Manage → Cash Out → choose Versa Cash-i. Work out when the money reaches your bank:
When will my money arrive?
Choose the transaction, fund, date and time. The calculator counts business days using Versa's official schedule.
Reaches your bank: Thu, 17 Sep 2026
- 1Wed, 16 Sep 2026You submit the request · 14:00
- 2Thu, 17 Sep 2026Versa processes it (day T)Wed, 16 Sep 2026 is a public holiday (Malaysia Day).
- Thu, 17 Sep 2026Reaches your bank (Same day as T)The exact time depends on your bank; it can be earlier or later that day.
Estimate based on Versa's official schedule. Your bank may be slower.
National public holidays only. State holidays differ by state and can add 1 business day.
Daus's videos
Versa Cash-i FAQ
What is the minimum cash-in for Versa Cash-i?
RM10. For the RM10 referral reward, a new account's first cash-in must be RM100 or more in one transaction.
How long does a Versa Cash-i cash-out take?
same day (T) before 10 am after the processing day. Cut-off is 10 am on business days; after that, the processing day moves to the next business day.
Is Versa Cash-i Shariah-compliant?
Yes. The underlying fund is AHAM Aiiman Enhanced-i Profit Fund.
What are the fees for Versa Cash-i?
A management fee of 0.50% and a trustee fee of 0.02% a year, charged inside the unit price. No sales charge. The 8% SST on fees is included.
Official sources
- Versa product page ↗
- Daus (Versa app, Product Information, 17 Sep 2026) ↗
- Versa Help Centre #12622344609687 ↗
Fund data checked 17 Sep 2026. Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.
No Versa yet? Sign up with code VDAUSDK
Sign up with code VDAUSDK, get verified, and make a first cash-in of RM100 or more in one transaction. RM10 is credited as units within 30 business days. Later top-ups do not count.
Daus earns a referral commission when you sign up with this code or link and make your first cash-in. It costs you nothing extra; your RM10 reward comes from Versa under their T&C. Not financial advice.