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Versa Cash
Also known as AHAM Enhanced Deposit Fund
In 3 sentences
Versa Cash puts your money into a fund that holds fixed deposits across several Malaysian banks. It is labelled low risk and money can be withdrawn, though it takes one business day to land in your bank. It suits money you might need within the next year, like an emergency fund.
What it buys
Versa Cash is a Malaysian money market fund that spreads your money across fixed deposits at various banks.
Key numbers
| Annual fees | Versa Cash fees: management 0.30%, trustee 0.05% a year |
|---|---|
| Sales charge | Sales charge: 0% on every product |
| Minimum cash-in | RM10 |
| Minimum cash-out | RM50 |
| Cut-off | Versa Cash and Invest cut-off: 3:00 PM on business days |
| Cash-out to bank | T+1 business days |
| Distribution | No distributions; returns are inside the unit price Returns compound daily inside the unit price; no separate distributions are paid out. |
| Trustee | HSBC (Malaysia) Trustee Berhad |
| Fund size | RM1.9 billion (as at 2025-01) |
Returns
Base nett return August 2026: Versa Cash base nett return: 3.46% p.a.For August 2026. . This rate is after fees and changes every month. The app shows "Base Nett Return for" that month in the Product Information tab.
Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.
When it fits, when it does not
Might fit
Might suit an emergency fund or short-term savings you may need within a year.
Poor fit
Not a good fit if you want same-day cash out, since that is what Versa Cash-i is for.
Does Daus hold it?
There is no record of Daus holding this fund in this site's ledger.
How to get in
- Open the app → Manage → Cash In.
- Choose Versa Cash, type the amount (minimum RM10), swipe to confirm.
- Pay by FPX from a bank account in your own name.
Quest eligibility: First cash-in for the RM10 referral reward · Save Booster (Auto Save into Save).
Full cash-in tutorial · Set up Auto Save · Active quests
How to get out
Manage → Cash Out → choose Versa Cash. Work out when the money reaches your bank:
When will my money arrive?
Choose the transaction, fund, date and time. The calculator counts business days using Versa's official schedule.
Reaches your bank: Fri, 18 Sep 2026
- 1Wed, 16 Sep 2026You submit the request · 14:00
- 2Thu, 17 Sep 2026Versa processes it (day T)Wed, 16 Sep 2026 is a public holiday (Malaysia Day).
- Fri, 18 Sep 2026Reaches your bank (T+1)The exact time depends on your bank; it can be earlier or later that day.
Estimate based on Versa's official schedule. Your bank may be slower.
National public holidays only. State holidays differ by state and can add 1 business day.
Versa Cash FAQ
What is the minimum cash-in for Versa Cash?
RM10. For the RM10 referral reward, a new account's first cash-in must be RM100 or more in one transaction.
How long does a Versa Cash cash-out take?
T+1 business days after the processing day. Cut-off is 3 pm on business days; after that, the processing day moves to the next business day.
Is Versa Cash Shariah-compliant?
No, it is conventional. The underlying fund is AHAM Enhanced Deposit Fund.
What are the fees for Versa Cash?
A management fee of 0.30% and a trustee fee of 0.05% a year, charged inside the unit price. No sales charge. The 8% SST on fees is included.
Official sources
- Versa product page ↗
- Daus (Versa app, Product Information, 17 Sep 2026) ↗
- Versa Help Centre #12622344609687 ↗
Fund data checked 17 Sep 2026. Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.
No Versa yet? Sign up with code VDAUSDK
Sign up with code VDAUSDK, get verified, and make a first cash-in of RM100 or more in one transaction. RM10 is credited as units within 30 business days. Later top-ups do not count.
Daus earns a referral commission when you sign up with this code or link and make your first cash-in. It costs you nothing extra; your RM10 reward comes from Versa under their T&C. Not financial advice.