Retirement (PRS)
Versa PRS Conservative-i
Also known as AHAM Aiiman PRS Shariah Conservative Fund
In 3 sentences
PRS Conservative-i is a Shariah-compliant retirement fund that prioritises protecting your capital. Versa labels it Low risk. It suits investors nearing retirement who want a steadier, Shariah-compliant PRS option.
What it buys
PRS Conservative-i is the Shariah-compliant version of PRS Conservative, focused on capital preservation.
Key numbers
| Annual fees | Management 1.30%, trustee 0.04% Plus an annual PPA fee of RM8 (subject to 8% SST), charged on subsequent-year contributions Daus (Versa app, Product Information, 17 Sep 2026) |
|---|---|
| Sales charge | Sales charge: 0% on every product |
| Minimum cash-in | RM100 |
| Distribution | Not specified in sources |
Some figures for this fund are not yet confirmed in Versa sources. Daus updates them once confirmed.
Published performance
Source: Versa app, Product Information (Daus's account, 17 Sep 2026). Past returns do not guarantee future returns. Unit prices can go down. Not financial advice. Old figures do not necessarily repeat.
When it fits, when it does not
Might fit
Might suit investors nearing retirement who want a steadier, Shariah-compliant PRS option.
Poor fit
Not a good fit if you want strong growth potential, since this fund prioritises capital preservation.
Does Daus hold it?
There is no record of Daus holding this fund in this site's ledger.
How to get in
- Open the app → Manage → Cash In.
- Choose Versa PRS Conservative-i, type the amount (minimum RM100), swipe to confirm.
- Pay by FPX from a bank account in your own name.
Quest eligibility: First cash-in for the RM10 referral reward · Retirement Booster / PRS bonus (terms not yet confirmed).
Full cash-in tutorial · Set up Auto Save · Active quests
How to get out
PRS contribution split: 70% sub-account A, 30% sub-account B. Account B can be withdrawn after a year but is taxed PRS early withdrawal tax: 8% (account B, after one year, under age 55). PRS withdrawals are made through support@versa.com.my. PRS tutorial
Daus's videos
Versa PRS Conservative-i FAQ
What is the minimum cash-in for Versa PRS Conservative-i?
RM100. For the RM10 referral reward, a new account's first cash-in must be RM100 or more in one transaction.
Is Versa PRS Conservative-i Shariah-compliant?
Yes. The underlying fund is AHAM Aiiman PRS Shariah Conservative Fund.
What are the fees for Versa PRS Conservative-i?
A management fee of 1.30% and a trustee fee of 0.04% a year, charged inside the unit price. No sales charge. The 8% SST on fees is included.
Official sources
- Versa product page ↗
- Daus (Versa app, Product Information, 17 Sep 2026) ↗
- versa.com.my/retirement.txt ↗
Fund data checked 17 Sep 2026. Past returns do not guarantee future returns. Unit prices can go down. Not financial advice.
No Versa yet? Sign up with code VDAUSDK
Sign up with code VDAUSDK, get verified, and make a first cash-in of RM100 or more in one transaction. RM10 is credited as units within 30 business days. Later top-ups do not count.
Daus earns a referral commission when you sign up with this code or link and make your first cash-in. It costs you nothing extra; your RM10 reward comes from Versa under their T&C. Not financial advice.